We are an IRDAI registered Direct Insurance Broking Company, started operations in 2021 and have grown exceptionally well with current annual premiums turnover of over INR 80 Crores with 250+ corporate clients and covering more than 23lakh lives.
We are a team of general and life insurance professionals with decades of experience in risk advisory and insurance services.
As one of the fastest growing Insurance Broking Company in India, our resources are well set to evaluate our customers’ operational risks, understand critical risk exposures and classify them appropriately to suggest adequate insurance cover at optimum cost.
What we do
Risk Management Services
We coordinate with Surveyors/Valuers to conduct risk inspections that help identify the risk exposures, analyse, quantify and classify for Insurance, risk reduction and improvement. We also facilitate Risk Audits through Industry Subject Matter Experts for detailed risk audit and suggesting best practices in risk management.
As a standard process, we review and identify gaps in insurance coverage and suggest optimisation for our new customers. Wherever required and requested, we coordinate for Insurers’ risk inspection to ensure objectivity to coverage terms.
Pre-Underwriting Services
The following are our SOP for ensuring all the required covers for our customers:
Verify and Workout the RIV/LOIs/Sum Insured for proper indemnification.
Optimize the covers to exactly represent the insurable risks
Develop package covers to derive cost optimization.
Negotiate with Insurers/UW with objectivity and present comparison of competitive price, terms & conditions from various insurers.
Arranging Re-Insurance support for Large Risks
Claim Coordination Services
As part of Customer Mandate, we are bound to support and guide our customers until settlement of claims for all insurance policies placed through us.
Understand the nature of claim and advise client on immediate and mandatory actions
Preparing and ensuring timely intimation to the Insurer and coordinate with appointed Surveyors & Loss assessors
Providing guidance and coordinating for the submission of claim related documents.
Review the loss assessment to ensure the deserving claim amount is allowed.
Co-ordinating with Surveyor/loss assessors/Insurers for timely claim settlement.
Our due diligence in examining policy terms and conditions brings clear understanding in line with legal provisions under the Insurance Policies that we serve. It is imperative to eliminate ambiguity, removing all the gaps in the insurance coverages which help to avoid possible future disputes that may lead to litigations in the covered insurance policies.
Why Us
Our core principle works around adding value to our customers in the following areas:
Optimizing premium cost with appropriate insurance coverage:
Our existing customers have saved on their annual premium outflow to a great extent due to our pre-underwriting negotiations with various insurance companies.
Committed Policy Servicing and Claim Support Services to ensure timely settlement of claims
We provide assistance and guidance in claim paperwork and coordination with Insurers for timely settlement of claims and ensure deserving claim amounts are paid.
We have notable stories of ‘customer delight’ which has helped us retain 100% of our clientele year on year.
